Your Core Membership Account
When you become a member of West Coast Federal Credit Union your first account is your Share Savings account. Your minimum $5 opening deposit starts earning interest immediately and grants you access to all other products and services offered by the Credit Union. Download our Switch Kit.
Your free checking account offers these features:
- No monthly service fees
- No minimum balance requirements
- Unlimited check writing
- Overdraft Protection for $10 per occurrence
- Free access over the phone, in branches, point-of-sale and online
- Free direct deposit and payroll deduction
- Check Card for faster and more convenient purchasing
Keep the balance you want, write as many checks as you need, access your account as often as you like and never get hit with excessive or hidden fees. Download our Switch Kit
Begin saving now for your future, with a share certificate account.
With higher dividend rates than a regular savings or money market account, West Coast Federal Credit Union has terms to fit your financial needs. Select a certificate term from 6, 12, 24, 36 or 48 months with a minimum balance of $500. Check out our current rates on our “Rates and Fees” page.
The Certificate may not be pledged, transferred or assigned to any party other than the Credit Union. It may be pledged as collateral on a share secured loan at this Credit Union.
Dividends are compounded at maturity and may be paid to the principal or paid to the regular share account at maturity.
Dividends are based on Credit Union earnings at the end of a dividend period and cannot be guaranteed. The Credit Union will make every effort to pay the dividend rate quoted on the share certificate for the duration of the certificate. There will also be every effort to maintain the highest return on investment possible, beneficial to both the owner(s) and the Credit Union.
Save a little each week for your Vacation or Holiday shopping.
These accounts require no minimum balance. You can designate these accounts for whatever you like and add to them through payroll deduction or cash deposit so the funds are there when you want them.